The answer is different for everyone and at Eqeus we understand that.
Each person and family has unique set of circumstances, values and goals. At Eqeus, we strive to identify those differences to create bespoke financial planning frameworks designed to help you realise those goals.
The financial plan is your own personal blueprint to target your wants / goals whilst staying true to your values. Your personal financial plan will be created just for you and your family’s goals for the future.
Two major areas within our financial plans is to help our clients Get Your Financial House in Order and once this has been done, to then ensure that we Keep You on Track.
Our difference is The Eqeus Way – a pathway to discovering wealth, based on your personal values and goals. The essence of Eqeus financial planning is that you will always be treated as unique and receive personalised solutions.
We take the time to learn about what is important to you and what you want to achieve in order to deliver the very best recommended strategies to get you there. Listening to your story and devising a solid financial plan that clearly targets your future aspirations is how we do this. We’ll help to uncover your core values and set some achievable goals.
The Eqeus Way is based on an understanding on the issues you face today and how we can then assist you to Get Your Financial House in Order.
We don’t receive commissions and we only work with clients who desire a relationship built on trust and activating the life you want.
Usually up to 90 minutes but it depends on how long it takes for us to understand what’s important to and how we can help to activate the life you want to live today and into the future.
We’re a fee-based practice.
This means that we will provide you with an engagement letter setting out the direct cost for you to ‘Get Your Financial House in Order’ as well as the direct costs involved for Eqeus services to ‘Keep You on Track’.
The level of this fee depends on the complexity and the level of service required to achieve your goals and activate the life you want.
Eqeus do NOT receive upfront or ongoing commissions from recommending any investment or insurance products. We also guarantee that no fees are incurred without your prior written consent. By not receiving commissions, you will see that your costs for the investments you choose and insurance policies that you take out will decrease and this will be a permanent saving for you year in, year out.
In short, yes…at Eqeus we believe there are 6 key areas where our team add value:
– Goal Setting
– Cash Flow Management
– Estate Planning
Everyone wants/needs a personalised solution in each of these key areas, so our level of service is customised accordingly. This level of service requirement is explored together during our initial discovery and engagement meetings.
No. Eqeus is a fee-based practice and not affiliated with any bank, or insurance company.
All Eqeus financial advisers hold a Bachelor degree as a minimum and is a Certified Financial Planner (CFP®). CFP® is widely recognised as the top qualification for professional financial planners.
Individual Eqeus advisers also hold other specialist accreditations which you can read more about within their profile on our team page. While these qualifications have taken many years to attain, their real life experience of helping clients achieve their goals is fundamental to their success.
At Eqeus all of our professional financial planners are committed to continued learning, ensuring their technical knowledge and interpersonal skills remain relevant in this constantly changing world. We have made a commitment to staying abreast of current trends, opportunities and issues facing our clients.
That’s determined by you, your goals and the vehicles you’ll need to achieve them.
At Eqeus we see investments as solutions to your goals, not influencers. We are neither product nor investments driven. Our core business is about understanding your wants, values and goals; only then do we advocate any product/investment suitability within your portfolio. As your coach and mentor, we look beyond the numbers to ensure there is a strategic fit towards discovering wealth and activating the life you want.