While setting goals sounds obvious, less than 1 in 4 people bother to set tangible, measurable goals and, as a result, find that they don’t have much to show for all their years of hard work.

Understanding what’s important to you, your values, is crucial for developing goals that are truly personal and meaningful. When setting goals, be as specific as possible – write them down, attach a definitive, realistic achievement date and financial amount to each so you can remain accountable to yourself.

Learn how with our eBook, The 6 Steps to a Healthy Financial Future